Mutual Self Help Home Construction

Pre-Construction: Building Your Foundation of Knowledge
Prior to construction your group will complete four or five classes necessary for the formation of your mutual self-help building group. You'll learn how to work together, get an introduction to the construction process, learn about property taxes, insurance, the loan process, financial management, credit management and sign your loan documents. The construction phase begins when your group's loans close and loan funds are disbursed.

"Sweat Equity" Replaces Your Down Payment
Your household earns "sweat equity" by providing 65% of the labor to build your home (35 hours per week during construction). Your "sweat equity" replaces your down payment and will be worth $10,000 to $15,000 depending on the size and location of your home. Your "sweat equity" also lowers the amount of your mortgage — making your home even more affordable.

Step by Step Training & Assistance Makes it Simple
Even if you've never used a hammer you can successfully build your own house. Northwest Housing Development will provide the information, training and technical assistance you need every step of the way. Hundreds of home owners just like you now live in homes they built themselves - and soon you could, too. All you need is the desire and commitment. A qualified, experienced construction supervisor will help your group at every step teaching you the necessary technical skills. Your group will also get help successfully bidding for supplies and hiring subcontractors.

Licensed contractors will install your cabinets, countertops, electrical, flooring, garage doors, gutters, plumbing, roofing and sheetrock.

Multiple Inspections Insure Your Home's Quality
You can relax knowing your home will be inspected at several key points during construction. These inspections are your assurance of quality. Final inspections will be done by both Northwest Housing Development and your county's building inspector. You'll be happy to know that several building inspectors have said that homes built by Northwest Housing Development groups are built better than houses built by commercial contractors. This is because there are so many inspections during construction and families are building their own houses.

Apply on-line or contact us today if you'd like to join the hundreds of households like yours that have realized the dream of home ownership.

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